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Texas Instruments BA Real Estate Manual

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46 Mortgages and Amortization
BEAR-CH1.DOC BA Real Estate Guidebook Jackie Quiram Revised: 09/28/99 1:16 PM Printed: 09/28/99 1:16 PM
Page 46 of 36
To calculate amortization, first enter the TVM values for
the loan and then press
%
. You can exit the
Amortization model at any time by pressing
!
.
Name Meaning
P1 =
Prompt for first payment in the range. Initial
v
alue=1.
P2 =
Prompt for ending period in the range. Initial
v
alue=1.
BAL=
Loan balance after payment P2 is made.
PRN=
Amount of principal paid in the payment range
P1 through P2.
INT=
Amount of interest paid in the payment range
P1 through P2.
Note: Do not change the fixed-decimal setting during
amortization. A change can affect the accuracy of the
results.
•
Pressing
!
at any time, except while entering a
value, exits the model and leaves the last displayed
value in the display, with no label.
•
Initially, the display shows P1= 1. You can press
j
to
accept the P1 value, or you can enter or calculate a
new value and press
j
. The display temporarily shows
the new value of P1 and then shows P2= 1.
•
You can press
j
to accept the P2 value, or you can
enter or calculate a new value and press
j
. The
calculator shows the new value of P2 and then
computes and displays the first item in the result list
(BAL).
•
Press
j
to display each result. Pressing
j
at the end
of the list starts the sequence again, with P1 and P2
updated for the next range of payments. This feature
helps you build an amortization schedule.
Amortization (AMORT)
You can calculate the principal and interest paid in a
range of payments and the loan balance after the last
payment in the range. The calculator prompts you for the
starting and ending payment numbers and uses the TVM
values to calculate the results.
Amortization
Values
Notes on the
Amortization
Model
… 47 …


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