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Feuilles de calcul Time-Value-of-Money et Amortization 45
Calcul du montant des versements mensuels
Génération d'un tableau d'amortissement pour les intérêts
et le dernier versement
Si les vendeurs décident de financer la vente, ils percevront :
Versements mensuels : 545,55 euros pendant cinq ans
Intérêts : 27 790,72 euros sur cinq ans
Dernier versement : 77 187,72 euros
Pour Appuyez sur Affichage
Rétablir toutes les valeurs par
défaut des variables
& } !
RST 0.00
Fixer le nombre de versements
annuels à 12
& [ 12 !
P/Y=
12.00
Ä
Repasser en mode standard
& U
0.00
Entrer le nombre de
versements en utilisant le
multiplicateur de versements
30 & Z ,
N=
360.00
Ä
Entrer le taux d'intérêt
7 -
I/Y=
7.00
Ä
Entrer le montant de l'emprunt
82000 .
PV=
82,000.00
Ä
Calculer le montant des
versements
% /
PMT=
-545.55
Å
Pour Appuyez sur Affichage
Sélectionner la feuille de calcul
Amortization
& \
P1= 1.00
Entrer le versement final (dans
cinq ans)
# 5 & Z
!
P2=
60.00
Ä
Afficher le montant du dernier
versement
#
BAL=
77,187.72
Å
Afficher les intérêts payés après
cinq ans
# #
INT=
-27,920.72
Å
53


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