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Feuilles de calcul Time-Value-of-Money et Amortization 41
Réponse : vous pouvez emprunter 13 441,47 euros avec un apport de
1 658,53 euros.
Exemple : Calcul du montant à verser
régulièrement pour disposer d'un capital défini
Vous envisagez d'ouvrir un compte épargne et d'y verser le même
montant d'argent au début de chaque mois. Au bout de 10 ans, vous
souhaitez disposer d'une somme de 25 000 sur ce compte.
Quel doit être le montant des versements avec un taux d'intérêt annuel
de 0,5 %, calculé sur une base trimestrielle ?
Pour Appuyez sur Affichage
Rétablir toutes les valeurs par
défaut des variables
& }
!
RST
0.00
Fixer le nombre de versements
annuels à 12
& [ 12
!
P/Y=
12.00
Ä
Repasser en mode standard
& U
0.00
Entrer le nombre de versements
en utilisant le multiplicateur de
versements
4 & Z ,
N=
48.00
Ä
Entrer le taux d'intérêt
7.5 -
I/Y=
7.50
Ä
Entrer le montant des versements
325 S /
PMT=
-325.00
Ä
Calculer le montant de l'emprunt
% .
PV=
13,441.47
Å
Calculer le montant de l'apport
H 15,100 S
N
-1,658.53
49


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