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Feuilles de calcul Time-Value-of-Money et Amortization 31
Calcul de versements mensuels
Réponse : le montant des versements mensuels s'élève à 425,84 .
Calcul de versements trimestriels
Remarque : la même valeur est automatiquement affectée au nombre
de périodes de calcul d'intérêt (C/Y) et au nombre d'échéances (P/Y).
Réponse : le montant des versements trimestriels s'élève à 1 279,82 .
Exemples : Calcul de valeur d'épargne
Les exemples ci-dessous expliquent comment calculer les valeurs acquise
et actuelle d'un compte d'épargne rapportant un intérêt composé de
0,5 %, calculé à la fin de chaque année, sur une période de 20 ans.
Pour Appuyez sur Affichage
Fixer le nombre de
versements annuels à 12
& [ 12 !
P/Y=
12.00
Ä
Repasser en mode standard
& U
0.00
Entrer le nombre de
versements en utilisant le
multiplicateur de versements
30 & Z ,
N=
360.00
Ä
Entrer le taux d'intérêt
5.5 -
I/Y=
5.50
Ä
Entrer le montant de
l'emprunt
75000 .
PV=
75,000.00
Ä
Calculer le montant des
versements
% /
PMT=
-425.84
Å
Pour Appuyez sur Affichage
Fixer le nombre de versements
annuels à 4
& [ 4 !
P/Y=
4.00
Ä
Repasser en mode standard
& U
0.00
Entrer le nombre de
versements en utilisant le
multiplicateur de versements
30 & Z ,
N=
120.00
Ä
Calculer le montant des
versements
% /
PMT=
-1,279.82
Å
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