50941

HP HP-12c Manual

36
Zoom out
Zoom in
Previous page
1/218
Next page
36 Section 3: Basic Financial Functions
basis. What is the amount of accrued interest he will owe you in 60 days, and
what is the total amount owed?
Financial Calculations and the Cash Flow
Diagram
The concepts and examples presented in this section are representative of a wide
range of financial calculations. If your specific problem does not appear to be
illustrated in the pages that follow, don’t assume that the calculator is not capable
of solving it. Every financial calculation involves certain basic elements; but the
terminology used to refer to these elements typically differs among the various
segments of the business and financial communities. All you need to do is
identify the basic elements in your problem, and then structure the problem so
that it will be readily apparent what quantities you need to tell the calculator and
what quantity you want to solve for.
An invaluable aid for using your calculator in a financial calculation is the cash
flow diagram. This is simply a pictorial representation of the timing and
direction of financial transactions, labeled in terms that correspond to keys on
the calculator.
The diagram begins with a horizontal line, called a time line. It represents the
duration of a financial problem, and is divided into compounding periods. For
example, a financial problem that transpires over 6 months with monthly
compounding would be diagrammed like this:
The exchange of money in a problem is depicted by vertical arrows. Money you
receive is represented by an arrow pointing up from the point in time line when
the transaction occurs; money you pay out is represented by an arrow pointing
down.
Keystrokes (RPN mode) Display
60n
7¼
450Þ$
60.00
7.00
–450.00
If you have not altered the
numbers in the n, i, and PV
registers since the preceding
example, you may skip these
keystrokes.
fÏd~
5.18
Accrued interest, 365-day
basis.
+
455.18
Total amount: principal plus
accrued interest.
… 36 …


Need help? Post your question in this forum.

Forumrules


Report abuse

Libble takes abuse of its services very seriously. We're committed to dealing with such abuse according to the laws in your country of residence. When you submit a report, we'll investigate it and take the appropriate action. We'll get back to you only if we require additional details or have more information to share.

Product:

For example, Anti-Semitic content, racist content, or material that could result in a violent physical act.

For example, a credit card number, a personal identification number, or an unlisted home address. Note that email addresses and full names are not considered private information.

Forumrules

To achieve meaningful questions, we apply the following rules:

Register

Register getting emails for HP HP-12c at:


You will receive an email to register for one or both of the options.


Get your user manual by e-mail

Enter your email address to receive the manual of HP HP-12c in the language / languages: English as an attachment in your email.

The manual is 1,87 mb in size.

 

You will receive the manual in your email within minutes. If you have not received an email, then probably have entered the wrong email address or your mailbox is too full. In addition, it may be that your ISP may have a maximum size for emails to receive.

The manual is sent by email. Check your email

If you have not received an email with the manual within fifteen minutes, it may be that you have a entered a wrong email address or that your ISP has set a maximum size to receive email that is smaller than the size of the manual.

The email address you have provided is not correct.

Please check the email address and correct it.

Your question is posted on this page

Would you like to receive an email when new answers and questions are posted? Please enter your email address.



Info