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Tabel 4.3 TVM-toetsen
Toetsen Beschrijving
F
Hiermee berekent u de toekomstige waarde (FV), het
eindbedrag, of slaat u deze op. FV is altijd aan het eind van
de laatste samengestelde periode.
?
Hiermee stelt u de beginmodus (Beg) in. Betaling vinden
plaats aan het begin van elke samengestelde periode.
]
Hiermee stelt u de eindmodus (End) in. Betaling vinden
plaats aan het eind van elke samengestelde periode.
U leent $140.000,00 van een kredietverlener voor een periode van 30 jaar
(360 maanden) tegen een jaarlijkse rente van 6,5% op maandbasis. Hoeveel
bedraagt de maandelijkse betaling aan de kredietverlener? Opmerking: aan
het eind van de 30 jaar is het verwachte saldo nul (
FV=0
). In het voorbeeld
in onderstaande tabel 4.4 wordt RPN gebruikt als actieve bedieningsmodus.
Tabel 4.4 TVM-voorbeeld
Toetsen Display Beschrijving
12:
[
Hiermee voert u
12
in als de huidige
waarde voor het aantal betalingen of
samengestelde perioden.
49


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