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6 Faça cálculos financeiros com facilidade
File name: hp 12c_user's guide_Portuguese_HDPMBF12P47 Page: 6 of 218
Printed Date: 2005/7/29 Dimension: 14.8 cm x 21 cm
Exibição dos números nos registros financeiros......................... 34
Zerando os registros financeiros.............................................. 35
Cálculo de juros simples............................................................... 35
Cálculos financeiros e o diagrama de fluxo de caixa ....................... 36
Convenção para sinais de fluxos de caixa ............................... 38
Modo de vencimento............................................................. 39
Diagramas de fluxo de caixa generalizados............................. 39
Cálculo de juros compostos .......................................................... 41
Especificação do número de períodos de capitalização e a taxa de
juros periódica ..................................................................... 41
Cálculo do número de pagamentos ou períodos de capitalização
... 41
Cálculo da taxa de juros periódica e anual.............................. 45
Cálculo do valor presente ...................................................... 46
Cálculo do valor do pagamento ............................................. 48
Cálculo do valor futuro.......................................................... 50
Cálculos para períodos fracionários........................................ 52
Amortização............................................................................... 56
Seção 4: Funções financeiras adicionais....................... 60
Análise de fluxo de caixa descontado: NPV e IRR ........................... 60
Cálculo do valor presente líquido (VPL).................................... 61
Cálculo da Taxa Interna de Retorno (TIR) ................................. 66
Verificação das entradas de fluxo de caixa...............................67
Alteração das entradas de fluxo de caixa ................................ 69
Cálculos para títulos de dívida...................................................... 70
O valor atual de títulos de dívida............................................ 70
A taxa efetiva do título de dívida............................................ 71
Cálculo de depreciação ............................................................... 72
Seção 5: Características operacionais adicionais .......... 74
Memória Contínua........................................................................74
O mostrador............................................................................... 75
Indicadores de estado........................................................... 75
Formatos de apresentação de números.................................... 75
Formato de apresentação notação científica..............................76
Indicadores especiais............................................................ 78
A tecla ............................................................................... 78
A tecla .............................................................................. 79
Cálculos aritméticos com constantes........................................ 79
Recuperação depois de erros de digitação .............................. 80
6


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