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160 Sección 15: Ahorros
File name: hp 12c_user's guide_Spanish_HDPMBF12S31 Page: 160 of 208
Printered Date: 2005/7/29 Dimension: 14.8 cm x 21 cm
PULSE PANTALLA PULSE PANTALLA
1
06- 1
fs
REGISTROS
n: Nº períodos. i: Tasa nominal/n PV: 0 PMT: Se usa.
FV: Tasa efectiva R
0
–R.
9
: No se usa
1. Introduzca el programa.
2. Introduzca la tasa nominal anual como porcentaje y pulse
\
.
3. Introduzca el número de períodos de capitalización al año y pulse
t
para obtener
la tasa de interés anual efectiva.
4. Para calcular un nuevo caso, vuelva al paso 2.
Ejemplo 2:
¿
Cuál es la tasa de interés anual efectiva si la tasa nominal anual de 5
1
/
4
% se
capitaliza mensualmente
?
Pulse Pantalla
5,25\
12t
5,38
Tasa de interés efectiva en porcentaje.
Conversión de la tasa efectiva en la tasa nominal
El siguiente procedimiento permite calcular la tasa de interés nominal a partir de una tasa de
interés efectiva y del número de períodos de capitalización al año.
1. Pulse
f
CLEAR
G
.
2. Introduzca el número de períodos por año y pulse
n
.
3. Teclee 100 y pulse
\$
.
4. Introduzca la tasa anual efectiva como porcentaje y pulse
+ÞM¼
.
5. Pulse
:n§
para obtener la tasa nominal anual.
Ejemplo:
Calcule la tasa nominal si la tasa anual efectiva es del 5,35% y se capitaliza
trimestralmente.
Pulse Pantalla
fCLEARG
4n100\$
100,00
5,35
–105,35
1,31
:n§
5,25
Tasa de interés nominal en porcentaje.
160


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