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48 Sección 3: Funciones financieras básicas
File name: hp 12c_user's guide_Spanish_HDPMBF12S31 Page: 48 of 208
Printered Date: 2005/7/29 Dimension: 14.8 cm x 21 cm
Ejemplo 1:
En el Ejemplo 1 de la página 46, calculamos que el importe del pago en una
hipoteca a 29 años, por 43.400 € al 14¼% de interés anual es de 523,99 €. Si el vendedor
solicita un pago final de liquidación al final de los 5 años,
¿
cuál sería el importe del pago
final de liquidación
?
Pulse Pantalla
fCLEARG
5gA
60,00
Calcula y almacena n.
14,25gC
1,19
Calcula y almacena i.
43400$
43.400,00
Almacena PV.
523,99ÞP
–523,99
Almacena PMT (con el si
g
no menos para el
dinero pagado).
–523,99
Establece el modo de pago End.
M
–42.652,37
Importe del pago final de liquidación.
Ejemplo 2:
Si deposita 50 € al mes (al principio de cada mes) en una nueva cuenta que
paga el 6
1
/
4
% de interés anual capitalizado mensualmente,
¿
cuánto tendrá en la cuenta
después de 2 años
?
48


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