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Section 3: Fonctions financières de base 57
File name: hp 12c_user's guide_Canada French_HDPMBF12130 Page: 57 of 217
Printed Date: 2005/7/29 Dimension: 14.8 cm x 21 cm
Exemple :
vous avez obtenu un prêt sur 30 ans plutôt que sur 25 ans pour le
même principal (50 000 $) et le même taux d’intérêt (13,25%) que dans
l’exemple précédent. Calculez le paiement mensuel, puis les montants
correspondant aux intérêts et au remboursement du principal pour le paiement du
premier mois. Le taux d’intérêt n’est pas modifié, vous n’avez donc pas besoin
d’appuyer sur
f
CLEAR
G
; pour calculer PMT, il suffit d’entrer la nouvelle
valeur de n, de réinitialiser PV, puis d’appuyer sur
P
.
Séquence de touches Affichage
30
gA
360,00
Entre n.
50000
$
50.000,00
Entre PV.
P
–562,89
Paiement mensuel.
0
n
0,00
Réinitialise n à zéro.
1
f!
–552,08
Partie du premier paiement
correspondant aux intérêts.
~
–10,81
Partie du premier paiement
correspondant au remboursement du
principal.
:$
49.989,19
Solde restant.
57


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