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46 Section 3: Fonctions financières de base
File name: hp 12c_user's guide_Canada French_HDPMBF12130 Page: 46 of 217
Printed Date: 2005/7/29 Dimension: 14.8 cm x 21 cm
Séquence de touches Affichage
f
CLEAR
G
5
n
5,00
Enregistre n.
12
¼
12,00
Enregistre i.
17500
P
17.500,00
Enregistre PMT. Contrairement au
problème précédent, la valeur de PMT
est ici positive, puisque c’est un
montant reçu.
540000
M
540.000,00
Enregistre FV.
540.000,00
Définit le mode de paiement en fin de
période.
$
–369.494,09
Le prix d’achat maximal permettant
d’obtenir un rendement annuel de
12%. PV est affiché avec un signe
moins puisqu’il représente un montant
payé.
Calcul du montant du paiement
1. Appuyez sur fCLEARG pour effacer les registres financiers.
2. Entrez le nombre de paiements ou de périodes, à l’aide de n ou de A.
3. Entrez le taux d’intérêt par période, à l’aide de ¼ ou C.
4. Entrez l’une, l’autre ou les deux valeurs suivantes :
z Valeur actuelle, à l’aide de $.
z
Valeur future, à l’aide de M.
Remarque :
N’oubliez pas de
respecter la convention de signe de
flux financiers.
5. Appuyez sur ou pour définir le mode de paiement.
6. Appuyez sur P pour calculer le montant du paiement.
Exemple 1 :
calculez le montant du paiement correspondant à un prêt
immobiliser de 43 400 $ sur 29 ans à un taux d’intérêt annuel de 14,25%.
46


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