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Hoofdstuk 12: Onroerend goed en Leningen 171
File name: hp 12c pt_gebruikershandleiding_Nederlands_D_HDPMF123D08 Page: 171 of 279
Printed Date: 2005/8/4 Dimension: 14.8 cm x 21 cm
De NPV methode kan gebruikt worden om de huidige contante waarde van de kasstromen
te berekenen gebaseerd op een bepaalde gewenste opbrengst. (Zie pagina’s 72 tot en met
76.)
Voorbeeld 2:
Een 2-jarige leasecontract schrijft maandelijkse betalingen voor, aan het
begin van de maand, ter hoogte van €500 voor de eerste 6 maanden, €600 per maand
voor de volgende 12 maanden en €750 per maand voor de laatste 6 maanden. Indien u
een jaarlijks rendement van 13,5% wilt genereren over deze kasstromen, hoeveel dient u
dan te investeren (wat is de huidige contante waarde van het leasecontract)
?
Intoetsen
(RPN modus)
Intoetsen
(ALG modus)
Scherm
f]
f[
f
CLEAR
H
f
CLEAR
H
0,00
Initialiseren.
500
gJ
500
gJ
500,00
Eerste kasstroom.
gK
5
ga
gK
5
ga
500,00
5,00
Tweede tot en met de zesde
kasstroom.
600
gK
12
ga
600
gK
12
ga
600,00
12,00
Volgende twaalf
kasstromen.
750
gK
6
ga
750
gK
6
ga
750,00
6,00
Laatste zes kasstromen.
13,5
gC
13,5
gC
1,13
Maandelijkse rente.
fl
fl
12.831,75
Te investeren bedrag voor
het realiseren van een
13,5% rendement.
171


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