2
Arithmetic with One-and Two-number Functions............................................................ 39
Last Answer ............................................................................................................. 41
Display Format of Numbers ....................................................................................... 41
Scientific Notation....................................................................................................43
Interchanging the Period and Comma......................................................................... 43
Rounding Numbers................................................................................................... 43
Messages................................................................................................................ 44
3 Business Percentages.........................................................................................................45
The Business Percentage Keys .................................................................................... 45
Percent key.............................................................................................................. 45
Margin and Markup Calculations............................................................................... 47
4 Number Storage and Storage Register Arithmetic ...............................................................49
Using Stored Numbers in Calculations ........................................................................ 49
5 Picturing Financial Problems ..............................................................................................55
How to approach a Financial Problem........................................................................55
Signs of Cash Flows .................................................................................................56
Periods and Cash Flows............................................................................................ 56
Simple and Compound Interest................................................................................... 56
Interest Rates............................................................................................................ 57
Two Types of Financial Problems................................................................................ 58
Recognizing a Cash Flow Problem ............................................................................. 59
6 Time Value of Money Calculations .....................................................................................61
Using the TVM Application ........................................................................................ 61
The TVM Keys.......................................................................................................... 61
Begin and End Modes............................................................................................... 62
Loan Calculations.....................................................................................................62
Savings Calculations................................................................................................. 67
Lease Calculations.................................................................................................... 71
Amortization............................................................................................................74
Interest Rate Conversions...........................................................................................79
Resetting the TVM Keys ............................................................................................. 82
7 Depreciation .....................................................................................................................83
The Depreciation Keys .............................................................................................. 83
Resetting the TVM Keys ............................................................................................. 86
